{"id":249,"date":"2026-01-12T12:42:24","date_gmt":"2026-01-12T12:42:24","guid":{"rendered":"https:\/\/travel-4-fun.ru\/maldives\/?p=249"},"modified":"2026-03-11T07:39:36","modified_gmt":"2026-03-11T07:39:36","slug":"currency-in-maldives","status":"publish","type":"post","link":"https:\/\/travel-4-fun.com\/maldives\/currency-in-maldives\/","title":{"rendered":"Currency in Maldives"},"content":{"rendered":"\n\n\n\n<p>This article will tell you everything about currency in Maldives: not only what the local currency is (the Maldivian Rufiyaa) but also what money to bring, where to exchange it, and whether cards are accepted. Packed with useful tips, it will save you time, money, and possibly some frustration too.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-text-align-center\"><strong>It will be difficult for you to plan your dream trip to Maldives without these websites<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/wayaway.tp.st\/y9Loq1Pp\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/themes\/maktub\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-bilety.png\" alt=\"cheap tickets direct flights maldives\" class=\"wp-image-3965\" style=\"width:64px\" data-srcset=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-bilety.png 512w, https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-bilety-300x300.png 300w, https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-bilety-150x150.png 150w\" data-sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/a><figcaption class=\"wp-element-caption\"><strong>Flight tickets<\/strong><\/figcaption><\/figure><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/tp.st\/2C2pdhCb\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/themes\/maktub\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-tours.png\" alt=\"package tours maldives island\" class=\"wp-image-3964\" style=\"width:64px\" data-srcset=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-tours.png 512w, https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-tours-300x300.png 300w, https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-tours-150x150.png 150w\" data-sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/a><figcaption class=\"wp-element-caption\"><strong>eSIM internet<\/strong><\/figcaption><\/figure><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/tripadvisor.tp.st\/tXjdIZsr\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/themes\/maktub\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-hotel.png\" alt=\"maldives top hotels\" class=\"wp-image-3963\" style=\"width:64px\" data-srcset=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-hotel.png 512w, https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-hotel-300x300.png 300w, https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/04\/shapka-hotel-150x150.png 150w\" data-sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/a><figcaption class=\"wp-element-caption\"><strong>Hotels<\/strong><\/figcaption><\/figure><\/div><\/div>\n<\/div>\n\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/travel-4-fun.com\/maldives\/currency-in-maldives\/#Currency_in_Maldives_Key_Facts\" >Currency in Maldives: Key Facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/travel-4-fun.com\/maldives\/currency-in-maldives\/#What_Money_Should_You_Bring_to_the_Maldives\" >What Money Should You Bring to the Maldives?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/travel-4-fun.com\/maldives\/currency-in-maldives\/#Where_to_Exchange_Currency_in_Maldives_Best_Rates\" >Where to Exchange Currency in Maldives: Best Rates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/travel-4-fun.com\/maldives\/currency-in-maldives\/#How_to_Pay_in_the_Maldives_Cash_or_Card_Rufiyaa_or_Dollars\" >How to Pay in the Maldives: Cash or Card, Rufiyaa or Dollars<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/travel-4-fun.com\/maldives\/currency-in-maldives\/#ATMs_and_fees\" >ATMs and fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/travel-4-fun.com\/maldives\/currency-in-maldives\/#Travel_tips\" >Travel tips<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Currency_in_Maldives_Key_Facts\"><\/span>Currency in Maldives: Key Facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here\u2019s the essential information, summarized:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The official currency is the <strong>Maldivian Rufiyaa<\/strong> (often just called &#8220;Rufiyaa&#8221;).<\/li>\n\n\n\n<li><strong>1 Rufiyaa (MVR)<\/strong> is divided into <strong>100 laari<\/strong> (not to be confused with Georgian lari). Laari are similar to cents.<\/li>\n\n\n\n<li><strong>Coins:<\/strong> 1 and 2 Rufiyaa. Rarely, you might encounter 50 laari coins as change.<\/li>\n\n\n\n<li><strong>Banknotes:<\/strong> 5, 10, 20, 50, 100, 500, and 1,000 Rufiyaa.<\/li>\n\n\n\n<li><strong>Currency code:<\/strong> MVR.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Interesting fact:<\/p>\n<cite>Maldivian banknotes are frequently rated among the most beautiful in the world, and rightfully so. Even the smaller denominations are stunning.<\/cite><\/blockquote>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/02\/money-1.jpg\" alt=\"what dollars are accepted in the maldives\" class=\"wp-image-276\"\/><figcaption class=\"wp-element-caption\">These are the largest denominations, but small ones are no worse<\/figcaption><\/figure>\n\n\n\n<p>For more historical or financial details about the Maldivian currency system, <a href=\"https:\/\/en.wikipedia.org\/wiki\/Maldivian_rufiyaa\" data-type=\"URL\" data-id=\"https:\/\/en.wikipedia.org\/wiki\/Maldivian_rufiyaa\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Wikipedia<\/strong><\/a> is a good source if you&#8217;re curious.<\/p>\n\n\n\n<p>Another interesting fact regarding money not only in the Maldives but also in the entire Asian region, especially in countries with high humidity such as Malaysia and the Maldives, is that Maldivian banknotes are made of durable plastic, making them waterproof and tear-resistant\u2014an excellent choice for the humid climate. They feel like sturdy vinyl to the touch.<\/p>\n\n\n\n<p>And in case you weren\u2019t aware, the Maldives is part of Asia and bordered by the Laccadive Sea, not just the Indian Ocean. Check out our article &#8220;<a href=\"https:\/\/travel-4-fun.com\/maldives\/maldives-on-world-map\/\" data-type=\"post\" data-id=\"116\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>The Maldives on the World Map<\/strong><\/a>,&#8221; for more fascinating details.<\/p>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"What_Money_Should_You_Bring_to_the_Maldives\"><\/span>What Money Should You Bring to the Maldives?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The short answer: <strong>bring only US dollars<\/strong>, preferably in cash. Neither chinese yuan nor euros are practical options here. While you might manage to exchange euros, the rates will be unfavorable.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Important:<\/p>\n<cite>The Maldives only accepts US dollars as foreign currency. In some places, you can even pay directly in dollars. Other currencies aren\u2019t accepted.<\/cite><\/blockquote>\n\n\n\n<p>Here\u2019s what you need to know about using dollars in the Maldives:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>New Dollars Only:<\/strong> Bring US dollars printed after 2009 (with a bluish tint). Older bills (2006 or earlier) might be rejected or exchanged at a poor rate.<\/li>\n\n\n\n<li><strong>All Denominations Accepted:<\/strong> Unlike in many Asian countries, where small bills are exchanged at less favorable rates, the exchange rate in the Maldives is uniform for $5 and $100 bills alike.<\/li>\n\n\n\n<li><strong>Bring Small Denominations:<\/strong> Carry $1, $5, $10, $20, and $50 bills. Small bills are handy for minor expenses, like a $1\u2013$4 taxi ride in Mal\u00e9. If you hand over $5, your change will likely be given in rufiyaa, often at an unfavorable rate\u2014or not at all.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/02\/money-2.jpg\" alt=\"money in maldives\" class=\"wp-image-277\"\/><figcaption class=\"wp-element-caption\">Every Maldivian banknote is fascinating to examine, with a texture that feels like plastic film.<\/figcaption><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Good to know:<\/p>\n<cite>$1, $5, $10, $20, and $50 bills are accepted regardless of their year of issue, even if printed before 2009. $100 bills, however, should ideally be new (post-2009) to avoid potential issues.<\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Where_to_Exchange_Currency_in_Maldives_Best_Rates\"><\/span>Where to Exchange Currency in Maldives: Best Rates<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Maldivian economy is strong, with low inflation (less than 2% annually in recent years). This ensures a stable exchange rate that rarely fluctuates.<\/p>\n\n\n\n<p>You can exchange currency in several places, with varying levels of convenience and rates:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Banks<\/strong>. The most common bank, available on nearly all local islands, is the <strong>Bank of Maldives<\/strong>. While reliable, banks generally offer one of the least favorable exchange rates.\n<ul class=\"wp-block-list\">\n<li>Always save the receipt if you exchange currency at a bank. Without it, you won\u2019t be able to exchange any leftover rufiyaa back into dollars. Private exchangers don\u2019t provide receipts.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Hotels and Guesthouses<\/strong> are often willing to exchange dollars for rufiyaa. Interestingly, their rates can sometimes be better than those offered by banks. The larger the amount you exchange, the better the rate you might get.<\/li>\n\n\n\n<li>On <strong>Local Islands<\/strong> you can exchange dollars in stores, dive centers, souvenir shops, and even with tour operators.<\/li>\n\n\n\n<li><strong>Airport Private Money Changers:<\/strong> Exchanging dollars with private money changers at the airport can be very advantageous. They usually offer the best rates. To find them, stand near one of the two exchange counters at the airport, and a private exchanger will likely approach you.<\/li>\n<\/ul>\n\n\n\n<p>However, it&#8217;s easiest to exchange currency in a bank in Mal\u00e9 or in your hotel or guesthouse.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/02\/money-3.jpg\" alt=\"currency in Maldives\" class=\"wp-image-278\"\/><figcaption class=\"wp-element-caption\">Small branches of the <em>Bank of Maldives<\/em> are now available on many local islands. Tourists can exchange money or withdraw rufiyaa from ATMs, while locals use these branches for their banking needs.<\/figcaption><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>It is important to know:<\/p>\n<cite>Bringing cash dollars and exchanging them outside of banks is completely safe in the Maldives. Crime rates are virtually zero. Locals often say, \u201cNobody steals, robs, or cheats here,\u201d and it\u2019s true. You can leave your belongings on the beach and go snorkeling for hours without worrying. Here&#8217;s <a href=\"https:\/\/travel-4-fun.com\/maldives\/dangers-in-the-maldives\/\" data-type=\"post\" data-id=\"469\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>everything you need to know about safety in the Maldives and what to be afraid of<\/strong><\/a>.<\/cite><\/blockquote>\n\n\n\n<p>Exchange Rates in 2026:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Official Rate (National Bank):<\/strong> Around <strong>15.5 rufiyaa per $1<\/strong>.<\/li>\n\n\n\n<li><strong>Best Rates:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Private exchangers at the airport: approximately <strong>16.5 rufiyaa per $1<\/strong>, depending on the amount.<\/li>\n\n\n\n<li>Banks in Mal\u00e9 (not at the airport): <strong>16\u201317 rufiyaa per $1<\/strong>.<\/li>\n\n\n\n<li><strong>Thoddoo:<\/strong> Offers <strong>17\u201317.5 rufiyaa per $1<\/strong> in 2026, the best rates among local islands.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Dhigurah:<\/strong> Offers a lower rate of <strong>15 rufiyaa per $1<\/strong>.<\/li>\n\n\n\n<li><strong>Worst Rates<\/strong>: The official airport exchange counter (located to the left as you exit the arrivals area) offers the country\u2019s worst rate: <strong>15 rufiyaa per $1<\/strong>. All about the <a href=\"https:\/\/travel-4-fun.com\/maldives\/velana-international-airport-in-maldives\/\" data-type=\"post\" data-id=\"1022\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>airport, duty-free, where to find the ferry, and much more<\/strong><\/a>.<\/li>\n<\/ul>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"How_to_Pay_in_the_Maldives_Cash_or_Card_Rufiyaa_or_Dollars\"><\/span>How to Pay in the Maldives: Cash or Card, Rufiyaa or Dollars<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Maldives is still catching up when it comes to cashless payments. While ATMs are available on all local islands, card payments are far from universal. Compared to many other countries, the Maldives is about 15 years behind in this area.<\/p>\n\n\n\n<p>Cash or Card?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In <strong>50% of cases<\/strong>, your card will not be accepted.<\/li>\n\n\n\n<li><strong>Cash is preferred<\/strong> almost everywhere.<\/li>\n<\/ul>\n\n\n\n<p>This is due to high bank fees. When paying with a card, expect an extra 3% to be added as a &#8220;processing fee,&#8221; even in stores. It\u2019s always wise to carry cash because card terminals are often unavailable. Small shops, cafes on local islands, ferries, speedboat transfers, and fruit markets in Mal\u00e9 do not accept card payments at all. Cash is your only option in these situations.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Important Note:<\/p>\n<cite>Currency conversion rates when paying by card in the Maldives are notoriously bad. It\u2019s unclear whether the issue lies with local banks or international ones, but the exchange rate is often extremely unfavorable.<\/cite><\/blockquote>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/02\/money-4.jpg\" alt=\"money in maldives\" class=\"wp-image-273\"\/><figcaption class=\"wp-element-caption\">In souvenir shops, you\u2019ll sometimes see signs indicating whether cards are accepted\u2014but most of the time, they aren\u2019t.<\/figcaption><\/figure>\n\n\n\n<p>What Currency Should You Use: Rufiyaa or Dollars? The short answer: it\u2019s best to have both dollars and rufiyaa in your wallet\u2014<strong>but only if you\u2019re staying on a local island.<\/strong><\/p>\n\n\n\n<p>If you\u2019re staying at a resort island with an all-inclusive package, there\u2019s no need to exchange dollars for rufiyaa. You\u2019ll be able to manage your entire vacation without ever needing the local currency. Excursions, airport transfers, and any additional expenses at resorts are typically priced in dollars, which are widely accepted.<\/p>\n\n\n\n<p>On local islands, rufiyaa is more commonly used for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Small shops:<\/strong> Snacks, water, ice cream, and other essentials. Everything about<a href=\"https:\/\/travel-4-fun.com\/maldives\/shopping-in-maldives\/\" data-type=\"post\" data-id=\"569\" target=\"_blank\" rel=\"noreferrer noopener\"> <strong>stores, assortment, and business hours<\/strong><\/a> is in the article at the link.<\/li>\n\n\n\n<li><strong>Restaurants:<\/strong> Most menus and bills are in rufiyaa, but dollars are often accepted too.<\/li>\n\n\n\n<li><strong>Beachside vendors:<\/strong> Juices, snacks, and small services (though dollars are usually fine).<\/li>\n\n\n\n<li><strong>Souvenirs:<\/strong> You can pay in rufiyaa or dollars, depending on the seller.<\/li>\n<\/ul>\n\n\n\n<p>For <a href=\"https:\/\/travel-4-fun.com\/maldives\/prices-in-maldives\/\" target=\"_blank\" data-type=\"post\" data-id=\"2265\" rel=\"noreferrer noopener\"><strong>prices in the Maldives<\/strong><\/a> for everything a tourist needs, read the extensive article.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/02\/money-5.jpg\" alt=\"dollars in maldives\" class=\"wp-image-274\"\/><figcaption class=\"wp-element-caption\">In smaller restaurants on local islands, the bill is often calculated in both currencies for convenience, and payment in either is accepted.<\/figcaption><\/figure>\n\n\n\n<p>Certain expenses are almost exclusively paid in dollars:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accommodation:<\/strong> Guesthouses and hotels typically only accept dollars. Be cautious about exchanging all your dollars for rufiyaa upon arrival, as some local islands might refuse to take rufiyaa for accommodation payments.<\/li>\n\n\n\n<li><strong>Diving, snorkeling, and excursions:<\/strong> These services are generally priced in dollars. While some providers might accept rufiyaa, they may do so reluctantly or at a less favorable rate. Learn all about <a href=\"https:\/\/travel-4-fun.com\/maldives\/diving-in-the-maldives\/\" data-type=\"post\" data-id=\"2135\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>diving in the Maldives and the PADI certificate<\/strong><\/a>.<\/li>\n\n\n\n<li><strong>Private speedboat and seaplane transfers:<\/strong> Payment is primarily in dollars, though rufiyaa is sometimes accepted. Government-operated ferries, however, only require rufiyaa.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"ATMs_and_fees\"><\/span>ATMs and fees<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Maldives has recently launched a program to establish a large network of ATMs and bank branches on local islands. Each local island now has, or soon will have, 24\/7 cash withdrawal points available.<\/p>\n\n\n\n<p>If you\u2019re staying at a resort island and find yourself needing cash, there\u2019s often a nearby local island with an ATM. You can arrange a boat ride to access it.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/travel-4-fun.com\/maldives\/wp-content\/uploads\/sites\/4\/2023\/02\/money-6.jpg\" alt=\"maldives euro exchange\" class=\"wp-image-281\"\/><figcaption class=\"wp-element-caption\">For instance, on the beach, you won\u2019t be able to pay by card at small stalls selling juices or fruits.<\/figcaption><\/figure>\n\n\n\n<p>What You Should Know About ATMs in the Maldives:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>24\/7 Availability:<\/strong> ATMs operate around the clock.<\/li>\n\n\n\n<li><strong>Accessing Dollars:<\/strong> Withdrawing US dollars from an ATM is difficult, as very few machines are stocked with dollars\u2014these are typically only available in Mal\u00e9.<\/li>\n\n\n\n<li><strong>Local Currency Withdrawals:<\/strong> Most ATMs dispense only Maldivian rufiyaa (MVR).<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Good to know:<\/p>\n<cite>If you withdraw cash from a non-dollar card (e.g., in rubles, Canadian dollars, or Swiss francs), <strong>double conversion<\/strong> will likely occur. First, your home currency is converted to dollars, and then dollars are converted to rufiyaa. This process incurs significant losses due to unfavorable exchange rates.<\/cite><\/blockquote>\n\n\n\n<p>Additionally, your bank might charge an extra fee for international withdrawals. Check with your bank in advance to understand any fees for cash withdrawals in the Maldives.<\/p>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Travel_tips\"><\/span>Travel tips<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here are the key tips for handling currency in Maldives:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bring US dollars in cash.<\/strong><\/li>\n\n\n\n<li><strong>Carry a mix of denominations,<\/strong> not just $100 bills, but also smaller ones.<\/li>\n\n\n\n<li><strong>$100 bills should be printed after 2009.<\/strong><\/li>\n\n\n\n<li><strong>Best exchange rates:<\/strong> Available in Mal\u00e9 at major banks, private money changers at the airport, and guesthouses on islands like Thoddoo.<\/li>\n\n\n\n<li><strong>Worst exchange rates:<\/strong> Found at airport exchange counters.<\/li>\n\n\n\n<li><strong>Card acceptance is limited.<\/strong> Despite the increasing availability of payment terminals in restaurants, hotels, and larger stores, you\u2019ll likely need to withdraw cash from an ATM on a local island.<\/li>\n\n\n\n<li><strong>Currency conversion rates on cards are poor.<\/strong><\/li>\n\n\n\n<li><strong>Card payments often incur a 3% surcharge.<\/strong><\/li>\n\n\n\n<li>Traveling with cash is safe in the Maldives, as the country is known for its low crime rates and absence of theft. <strong>Cash remains the most convenient and economical option.<\/strong><\/li>\n<\/ul>\n\n\n\n<p>In conclusion, the Maldivian rufiyaa is the country\u2019s official currency and doubles as a beautiful keepsake. These notes feature intricate designs that capture scenes from local life, making them feel like works of art. The rufiyaa is a relatively stable currency, with its exchange rate remaining consistent over recent years.<\/p>\n\n\n\n<p><strong>Wishing you great exchange rates and low bank fees on your trip!<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-text-align-center\"><strong>Resources to help you plan your dream trip to the Maldives<\/strong><\/p>\n\n\n\n<ul style=\"background-color:#f9f9fe\" class=\"wp-block-list has-background\">\n<li><strong><a href=\"https:\/\/wayaway.tp.st\/CcIwZcSL\" target=\"_blank\" rel=\"noreferrer noopener\">Flight tickets<\/a><\/strong> and the best deals<\/li>\n\n\n\n<li><strong>Vacation packages<\/strong> (from budget to luxury): <a href=\"https:\/\/cheapoair.tp.st\/CFVzNXiR\" target=\"_blank\" rel=\"noreferrer noopener\">CheapOair<\/a><\/li>\n\n\n\n<li><strong>Hotels and guesthouses<\/strong> on any island: \n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/tripadvisor.tp.st\/EXHzrU8J\" target=\"_blank\" rel=\"noreferrer noopener\">TripAdvisor<\/a> compares prices among a dozen other services and platforms and offers to choose the best one.<\/li>\n\n\n\n<li><a href=\"https:\/\/trip.tp.st\/ogKzqY3F\" target=\"_blank\" rel=\"noreferrer noopener\">Trip.com<\/a> &#8211; the most popular service for booking accommodation.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"https:\/\/12go.tp.st\/l5sSc3oJ\" data-type=\"link\" data-id=\"https:\/\/12go.tp.st\/l5sSc3oJ\" target=\"_blank\" rel=\"noreferrer noopener\">12go <\/a>is the largest Asian ferry and speedboat reservation service. It gathers all Maldivian carriers, even the small ones that operate between local islands.<\/li>\n\n\n\n<li><strong>Tours and excursions<\/strong>: <a href=\"https:\/\/viator.tp.st\/DWWL0pHJ\" target=\"_blank\" rel=\"noreferrer noopener\">Viator<\/a> &#8211; a limited selection of excursions, but convenient and reliable.<\/li>\n\n\n\n<li><strong>Comprehensive insurance<\/strong>: <strong><a rel=\"noreferrer noopener\" href=\"https:\/\/ektatraveling.tp.st\/VomskiGi\" data-type=\"URL\" data-id=\"https:\/\/ektatraveling.tp.st\/VomskiGi\" target=\"_blank\">EKTA<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/tp.st\/OPi1AJhc\" data-type=\"URL\" data-id=\"https:\/\/tp.st\/OPi1AJhc\" target=\"_blank\" rel=\"noreferrer noopener\">eSIM<\/a><\/strong> at the same price as in telecom office in Male airport.<\/li>\n<\/ul>\n\n","protected":false},"excerpt":{"rendered":"<p>This article will tell you everything about currency in Maldives: not only what the local currency is (the Maldivian Rufiyaa) but also what money to&#8230;<\/p>\n","protected":false},"author":1,"featured_media":250,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general-information"],"_links":{"self":[{"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/posts\/249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/comments?post=249"}],"version-history":[{"count":15,"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/posts\/249\/revisions"}],"predecessor-version":[{"id":4881,"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/posts\/249\/revisions\/4881"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/media\/250"}],"wp:attachment":[{"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/media?parent=249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/categories?post=249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/travel-4-fun.com\/maldives\/wp-json\/wp\/v2\/tags?post=249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}